Wednesday, October 20, 2021

American Healthcare System

 A Visit to the Clinic


So, I guess this is my very first post. I went to a clinic for a minor procedure. I was surprised when they told me how much I should pay upfront to get the procedure done. And yes, I have health insurance but, I have bad insurance coverage. I basically paid for the whole amount. This one really hurts the pocket. It took about half an hour of waiting and another half hour with the procedure. 

To think that my health insurance company is taking about 700.00 monthly from my paycheck and when I need to use them you will be very disappointed. I have to meet first my deductible which I think is about 1400.00 per year. So, once I met my deductible, that's when the insurance kicks in.  But, they will only cover a portion of the bills. I still have to pay my part.

This is America folks! The healthcare system is so broken.  Oh, by the way, my employer pays half of my insurance premium which is 700.00. So, that's 1400.00 per month multiplied by 12 and that's 16,800.00 yearly premium that goes to the insurance company and they basically don't pay anything unless you meet your deductible.

Before I forget, I paid $930.00 for a minor procedure and expect to get another bill or bills in the mail from lab work, etc.

This is life in America.


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